WOW, AM I NAÏVE – I NEVER EVEN THOUGHT OF CHEATING ON MY ONLINE COURSE

​I just finished an online course from Pima College.  It never occurred to me that I could pay someone to take the entire course for me.  
Now that I know that such “services” exist, I can see why.  I could pay someone to do all the course work, and give them my login info.  To catch me, the college would have to have a way to verify that it’s me sitting at the computer completing the assignments and taking the tests.  I suppose that’s possible, but I don’t think they do it.  
As the author of the linked item points out, what’s to stop a student from paying someone else to complete an entire degree’s worth of courses if they’re all offered online?
If I had paid someone to take the course for me, on the other hand, I wouldn’t have learned how to use accounting software (the title of the course is computerized accounting).  Since learning how to do something, not just getting academic credits, was my goal, cheating would have been pointless.  Maybe that’s why it didn’t occur to me that cheating would have been so easy.  
A degree acquired by cheating might get someone a job, but if the job actually requires the skills acquired through the coursework, how long is it going to be before the employer figures out that the employee doesn’t have the skills?