IS HOME TITLE LOCK A SERVICE THAT YOU REALLY NEED? MY LATEST UPDATE ADDRESSES THE QUESTION

Have you heard the advertising for Home Title Lock?  If you listen to news radio, you will hear it.  The advertising says that real estate title fraud is a significant risk for homeowners, and that you need their product to protect you from that type of fraud.  Of course that’s what they say.
I think it is unlikely that Home Title Lock is something you really need.  That’s my opinion because I think you probably have insurance already in place that protects you against the type of fraud that Home Title Lock says it will detect.  
To find out why that’s my opinion, I encourage you to read my Real Estate Law Update for December.  It was posted yesterday in the News & Events section of my law firm’s web site, deconcinimcdonald.com.  
I am interested to hear if any of my readers have encountered real estate title fraud, and if you have any opinion on the subject.