Today brings yet another example of politicians thinking they can solve a market problem by fixing the price of a service.
If you need reasonably-priced credit, try a credit union. Their prices are almost always lower than the banks’ prices, and they are owned by their members, not mean, nasty Wall Street.
The contents of this blog, this web site, and any writings by me that are linked here, are all my personal commentary. None of it is intended to be legal advice for your situation.