HAVE YOU MADE YOUR 2016 IRA CONTRIBUTION?

Since it’s time to be thinking about making a contribution to an individual retirement account (IRA) for 2016 if you haven’t done so already, an item I saw in the Arizona Republic about IRAs seems timely.  It cites a study that indicates that people who have IRAs are not very faithful about contributing to them.  That’s too bad.
The author of the Republic item says that simplifying the rules for IRAs could make them “more appealing,” but he’s mixing apples and oranges, in my opinion.  The complexity of the rules shouldn’t be an obstacle to contributing to an IRA if you already have one, should it?
Anyway, you have until tax day 2017 to make your IRA contribution for 2016.