YOU CAN DESIGNATE A BENEFICIARY ON YOUR ARIZONA VEHICLE TITLE, BUT ONLY IF YOU ARE THE SOLE OWNER OF THE VEHICLE

I have written in the past about a relatively new Arizona law that allows a vehicle owner to designate a beneficiary on the vehicle’s title.  Here’s the law:
“At the request of the owner and on payment of a fee prescribed by the department by rule, the certificate of title may contain, by attachment, a transfer on death provision where the owner may designate a beneficiary of the vehicle.”
The statute says “the owner,” singular, not the owners, plural.  The Arizona Motor Vehicle Division’s beneficiary designation form has this statement on it: 
“The Beneficiary Designation is only applicable if vehicle is owned by one person.”  
That seems pretty clear to me.  If the vehicle has more than one owner on the title, you can’t designate a beneficiary.  There are, however, alternatives that might fit your situation.